Disclaimer

1. General Information

The information, perspectives and other content published on this website are provided for general informational purposes only.

They are intended to illustrate the types of questions, considerations and situations HorizonCross Advisory may examine and should not be treated as advice for any particular person, business, transaction or circumstance.

2. No Professional Advice

Nothing on this website constitutes legal, tax, financial, investment, immigration, regulatory or other professional advice.

The relevance and consequences of any strategy, structure or course of action depend on the specific facts, jurisdictions, laws, regulations and circumstances involved.

Appropriate professional advice should be obtained before making or implementing decisions based on matters discussed on this website.

3. No Offer or Recommendation

Nothing on this website constitutes an offer, solicitation or recommendation to acquire, dispose of or participate in any investment, financial product, business opportunity, immigration programme or other transaction.

References to particular jurisdictions, structures, strategies, programmes, investments or commercial situations are provided for informational or analytical purposes only.

4. No Guarantee of Outcome

HorizonCross does not guarantee any particular commercial, financial, investment, immigration, regulatory or other outcome.

Past circumstances, illustrative situations or observations should not be interpreted as an indication that similar outcomes will occur in another matter.

5. Information May Change

Laws, regulations, government policies, investment conditions, market circumstances and professional requirements may change over time.

Although we seek to present information carefully, HorizonCross does not guarantee that all website content will remain current, complete or applicable to a particular situation.

Articles and perspectives should be understood in the context in which they were originally prepared.

6. Independent Professionals

Where appropriate, HorizonCross works with independent legal, tax, regulated investment, immigration, financing and other specialist advisers.

Those professionals remain responsible for advice and services provided within their respective disciplines.

HorizonCross does not seek to replace specialist or regulated advice where such expertise is required.

7. No Relationship Created

Visiting this website, reading its content, following an external link or submitting an enquiry does not by itself establish an advisory, fiduciary, professional or client relationship with HorizonCross.

Any engagement is subject to separate agreement on its scope and terms.

8. External Information and Links

This website may refer or link to third-party information, publications, organisations or professional platforms.

Such references are provided for context or convenience and do not imply responsibility for, or endorsement of, third-party content, services or subsequent changes to that information.

9. Responsibility for Use

You remain responsible for obtaining advice appropriate to your circumstances and for decisions made on the basis of information available to you.

To the extent permitted by applicable law, HorizonCross is not responsible for loss arising solely from reliance on general website content without appropriate consideration of the relevant circumstances.

Nothing in this Disclaimer is intended to exclude or restrict liability where such exclusion or restriction would not be permitted by applicable law.

10. Related Policies

Use of this website is also subject to our Terms of Service.

Our handling of personal data is described in our Privacy Policy.

Link:

• Terms of Service → /terms-of-service

• Privacy Policy → /privacy-policy

11. Contact

Questions concerning this Disclaimer may be directed to:

HorizonCross Advisory Pte. Ltd.
enquiries@horizoncrossadvisory.com