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Privacy Policy

Last updated: Nov-2025
1. Information We Collect

We may collect:

  • Name

  • Email

  • Phone number

  • Country of residence

  • Message you submit

  • Consultation details

  • Website analytics data (general, non-identifiable)

We do not collect financial data via the website.

2. How We Use Your Information

Your information is used to:

  • respond to your inquiry

  • schedule consultations

  • understand your advisory needs

  • follow up on program-related information

  • improve website performance

We do not sell, trade or rent your personal data.

3. Disclosure to Third Parties

We may share information with:

  • licensed immigration lawyers

  • authorised program agents

  • due-diligence partners

  • secure cloud service providers

Only on a need-to-know basis and strictly for advisory purposes.

4. Data Protection & Security

We take reasonable administrative and technical measures to protect your data.
However, no system is completely secure and we cannot guarantee absolute protection.

5. Data Retention

Your data is kept only for the duration necessary to fulfil advisory purposes or comply with legal obligations.

6. Your Rights

You may:

  • request access to your data

  • request correction

  • request deletion (where applicable)

  • withdraw consent

Email: enquiries@horizoncrossadvisory.com

7. International Transfers

Some partners may operate outside Singapore.
In such cases, we ensure comparable data protection standards are applied.

8. Cookies & Analytics

We may use basic analytics tools to understand website traffic.
No personal identification is tracked.

9. Contact
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