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Terms & Conditions

Last updated: Nov-2025

Welcome to HorizonCross Advisory. By using our website, you agree to the following Terms & Conditions.
If you do not agree, please discontinue use of this site.

1. Nature of Information

The information provided on this website is for general guidance only.
It does not constitute:

  • legal advice

  • immigration advice

  • financial advice

  • tax advice

  • investment solicitation

All residency, citizenship and investment programs are subject to regulatory changes by the respective governments.

2. No Client–Advisor Relationship

Submitting a contact form, scheduling a call or communicating with HorizonCross Advisory does not create a client–advisor relationship.
A formal engagement begins only after both parties sign an advisory agreement.

3. Accuracy & Updates

While we aim to keep information up to date, we make no guarantee that:

  • program details are current

  • timelines remain unchanged

  • regulatory requirements stay the same

We are not responsible for losses resulting from reliance on website information.

A formal engagement begins only after both parties sign an advisory agreement.

4. Third-Party Partners

Some services may involve licensed third-party firms (e.g., legal counsel, financial institutions or government-authorised agents).
HorizonCross Advisory is not responsible for the actions, advice or performance of these independent parties.

5. Use of Website

You agree not to:

  • misuse, damage or disrupt the website

  • attempt to access private areas

  • collect data for unsolicited purposes

All content is provided “as is”.

6. Intellectual Property

The content on this site—including text, structure and branding—is the property of HorizonCross Advisory.
You may not reproduce or distribute without written permission.

7. Limitation of Liability

To the fullest extent permitted by law, HorizonCross Advisory is not liable for:

  • reliance on website information

  • changes to residency or citizenship programs

  • actions of third-party service providers

  • indirect or consequential damages

8. Governing Law

These Terms & Conditions are governed by the laws of Singapore.

9. Contact

For questions regarding these Terms & Conditions:
enquiries@horizoncrossadvisory.com

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